- Subaru Impreza insurance rates average $1,462 per year or $731 for a semi-annual policy, depending on the trim level.
- When compared to other small cars, the Subaru Impreza is one of the cheaper small cars to insure, costing $295 less per year on average for the 2023 model year.
- The cheapest Subaru Impreza insurance can be found on the base 5-Door AWD at an estimated $1,330 per year, or about $111 per month.
How much will it cost to insure a Subaru Impreza?
Subaru Impreza insurance costs an average of $1,462 per year for full coverage. Average cost per month ranges from $111 to $134, depending on the trim level.
When split out by coverage type, collision insurance will cost approximately $660 a year, comprehensive (or other-than-collision) coverage costs about $340, and the remaining liability and medical coverage is about $462.
The chart below shows average car insurance rates on a 2023 Impreza with a range of different policy situations. Middle-aged drivers with good driving records stand the best chance at finding cheap car insurance for a Subaru Impreza, while younger and high-risk drivers will pay higher rates.
Get Rates in Your AreaWhy is this important?
Chart Data Details: Average rates are for a 2023 model year Subaru Impreza with safe driver and claim-free discounts applied to qualifying risk profiles. Discount Rate includes all possible rate discounts including multi-vehicle, multi-policy, homeowner, and others. Physical damage deductibles are $500 except for low and high deductible estimates which are $100 and $1,000, respectively. Rates are averaged across all U.S. states and all Subaru Impreza trim levels.Data last updated on May 5, 2023
| Driver Risk Profile | Annual Rate | Monthly Rate |
|---|---|---|
| High Risk Driver Age 30 | $3,322 | $277 |
| Safe Driver Age 20 | $2,912 | $243 |
| At-fault Accidents Age 40 | $2,060 | $172 |
| Low Deductibles Age 40 | $1,904 | $159 |
| Safe Driver Age 30 | $1,540 | $128 |
| Safe Driver Age 40 | $1,462 | $122 |
| Safe Driver Age 50 | $1,334 | $111 |
| Safe Driver Age 60 | $1,310 | $109 |
| High Deductibles Age 40 | $1,234 | $103 |
| Discount Rate Age 40 | $1,214 | $101 |
To help you comprehend how much variability there is when insuring an Impreza, keep in mind that an Impreza insurance policy with only liability coverage in the most affordable parts of Iowa or Idaho costs as little as $241 a year. At the same time, insurance cost for a 16-year-old with a few violations or accidents in some zip codes in Michigan may have to pay as much as $9,786 a year for a policy that provides full coverage.
Other insights into different rates and insurance situations include:
- Young male drivers pay the highest rates. For a 2023 Subaru Impreza, a 20-year-old male will pay an average rate of $2,912 per year, while a 20-year-old female will pay an average of $2,152, a difference of $760 per year in the women’s favor by a large margin. But by age 50, the male rate is $1,334 and rates for female drivers are $1,308, a difference of only $26.
- Get cheaper insurance rates by avoiding traffic tickets. To receive the cheapest Impreza insurance rates, it pays to be a conservative driver. A couple of minor driving infractions could raise Impreza insurance cost by as much as $382 per year.
- Your occupation could save you money. The vast majority of insurance companies offer discounts for earning a living in occupations like nurses, accountants, architects, college professors, high school and elementary teachers, farmers, and others. By working in a job that qualifies, you could save between $44 and $178 on your Subaru Impreza insurance premium, depending on the age of the driver.
- It’s expensive to buy high-risk insurance. For a 40-year-old driver, having a high frequency of accidents or violations increases the cost by $1,760 or more per year.
- Lots of discounts equal cheaper Impreza insurance. Discounts may be available if the policyholders insure their home and car with the same company, sign their policy early, drive low annual mileage, take a defensive driving course, work in certain occupations, or many other discounts which could save the average driver as much as $248 per year.
- Lower the cost of your policy by increasing deductibles. Raising the comprehensive and collision deductibles from $500 to $1,000 could save around $228 per year for a 40-year-old driver and $446 per year for a 20-year-old driver.
- Low physical damage deductibles may be wasting money. Lowering your physical damage coverage deductibles from $500 to $250 could cost an additional $236 per year for a 40-year-old driver and $470 per year for a 20-year-old driver.
- Car insurance for teens is expensive. Average rates for full coverage Impreza insurance costs $5,254 per year for a 16-year-old driver, $4,912 per year for a 17-year-old driver, and $4,588 per year for an 18-year-old driver.
Is Impreza insurance expensive compared to other cars?
The Subaru Impreza ranks first out of 15 total vehicles in the 2023 compact car segment. The Impreza costs an average of $1,462 per year to insure for full coverage, while the segment median cost is $1,757 annually, making the Impreza $295 cheaper per year on average.
When compared directly to the most popular models in the small car category, Subaru Impreza insurance costs $266 less per year than the Honda Civic, $194 less than the Toyota Corolla, $174 less than the Nissan Sentra, and $466 less than the Hyundai Elantra.
The table below shows how average Subaru Impreza insurance rates compare to all 15 models in the 2023 compact car category.
| Rank | Make/Model | Insurance Cost | Difference |
|---|---|---|---|
| 1 | Subaru Impreza | $1,462 | -- |
| 2 | Volkswagen Jetta | $1,610 | $148 |
| 3 | Nissan Sentra | $1,636 | $174 |
| 4 | Toyota Corolla | $1,656 | $194 |
| 5 | Volkswagen Golf | $1,660 | $198 |
| 6 | Toyota Prius | $1,662 | $200 |
| 7 | Mazda 3 | $1,690 | $228 |
| 8 | Honda Civic | $1,728 | $266 |
| 9 | Kia Forte | $1,730 | $268 |
| 10 | Mitsubishi Mirage G4 | $1,738 | $276 |
| 11 | Nissan Leaf | $1,778 | $316 |
| 12 | Nissan Versa | $1,882 | $420 |
| 13 | Hyundai Elantra | $1,928 | $466 |
| 14 | Toyota GR Corolla | $2,004 | $542 |
| 15 | Toyota Mirai | $2,190 | $728 |
Get Rates in Your AreaWhy is this important?
Table Data Details: Average rates are based on the 2023 model year, with the rated driver being a 40-year-old married male with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to rates, which are averaged for all vehicle trim levels. Full-coverage physical damage deductibles are $500 and rates are also averaged for all U.S. states.Data last updated on May 5, 2023
What is the cheapest Subaru Impreza insurance?
The cheapest trim level of Subaru Impreza to insure is the base 5-Door AWD at an average of $1,330 per year, or about $111 per month. The next cheapest model is the base Sedan AWD at $1,396 per year.
The most expensive trim levels of Impreza to insure are the Sport Sedan AWD at $1,602 and the Premium Sedan AWD at $1,570 per year. Those will cost an extra $272 and $240 per year, respectively, over the cheapest Impreza trim level to insure.
The table below shows average car insurance rates for annual and semi-annual policy terms, in addition to a monthly budget estimate, for each Subaru Impreza package and trim.
| Subaru Impreza Trim Level | Annual Policy | Six-Month Policy | Per Month |
|---|---|---|---|
| Base 5-Door AWD | $1,330 | $665 | $111 |
| Base Sedan AWD | $1,396 | $698 | $116 |
| Premium 5-Door AWD | $1,416 | $708 | $118 |
| Sport 5-Door AWD | $1,424 | $712 | $119 |
| Limited 5-Door AWD | $1,486 | $743 | $124 |
| Premium Sedan AWD | $1,570 | $785 | $131 |
| Sport Sedan AWD | $1,602 | $801 | $134 |
Get Rates in Your AreaWhy is this important?
Table Data Details: Average rates are for a 2023 Subaru Impreza, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium. Physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
How much is insurance on a used Impreza?
Skipping the 2023 model and instead driving a used 2013 Subaru Impreza can save $232 per year at a minimum. Even a 2017 model will save around $226 compared to a 2023 model.
The data below details average car insurance rates for 2010 through 2023 Subaru Impreza models.
| Model Year and Vehicle | Annual Rate | 6-month Rate | Monthly Rate |
|---|---|---|---|
| 2023 Subaru Impreza | $1,462 | $731 | $122 |
| 2022 Subaru Impreza | $1,436 | $718 | $120 |
| 2021 Subaru Impreza | $1,416 | $708 | $118 |
| 2020 Subaru Impreza | $1,396 | $698 | $116 |
| 2019 Subaru Impreza | $1,350 | $675 | $113 |
| 2018 Subaru Impreza | $1,298 | $649 | $108 |
| 2017 Subaru Impreza | $1,236 | $618 | $103 |
| 2016 Subaru Impreza | $1,216 | $608 | $101 |
| 2015 Subaru Impreza | $1,214 | $607 | $101 |
| 2014 Subaru Impreza | $1,234 | $617 | $103 |
| 2013 Subaru Impreza | $1,230 | $615 | $103 |
| 2012 Subaru Impreza | $1,205 | $603 | $100 |
| 2011 Subaru Impreza | $1,181 | $591 | $98 |
| 2010 Subaru Impreza | $1,158 | $579 | $96 |
Get Rates in Your AreaWhy is this important?
Table Data Details: Average rates assume clean driving record and no at-fault accidents. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on May 5, 2023
Sooner or later, it makes smart financial sense to remove coverage for physical damage from an insurance policy. As a Subaru Impreza depreciates over time, the expense required to maintain physical damage coverage surpasses any added benefit.
Eliminating physical damage coverage on an older Subaru Impreza could possibly save $688 a year, depending on where the physical damage deductibles were set and the age of the rated driver.
Removing this coverage is a personal decision and only do it when it makes financial sense for your own situation. If you remove full coverage and your Impreza gets totaled, you will want to have enough savings in reserve to purchase a replacement vehicle if needed.
How much is Subaru Impreza insurance for teenagers?
Average car insurance rates for teenagers on a 2023 Impreza are definitely higher than rates for more mature drivers. Prices range from a low of $3,694 for a 19-year-old female driver to a high of $5,254 for a 16-year-old male driver.
Subaru Impreza insurance for a 17-year-old driver averages $4,366 for females and $4,912 for males, while 18-year-olds pay an average of $3,982 for female drivers and $4,588 for male drivers.
As the cheapest car on their list, Parents magazine chose the 2020 Subaru Impreza as one of the top five cars for teenagers due to having perfect NHTSA crash test ratings and all-wheel drive.
The chart below shows average car insurance rates for male and female drivers aged 16 to 19 when insured on a Honda Fit with full coverage.
Get Rates in Your AreaWhy is this important?
Chart Data Details: Teenage driver rates are for a 2023 model year Subaru Impreza with $500 physical damage deductibles. Rates are averaged across all U.S. states and all Subaru Impreza trim levels.Data last updated on May 5, 2023
| Gender | Driver Age 16 | Age 17 | Age 18 | Age 19 |
|---|---|---|---|---|
| Male | $5,254 | $4,912 | $4,588 | $4,150 |
| Female | $4,626 | $4,366 | $3,982 | $3,694 |
Older Impreza models will have cheaper car insurance rates, and at some point, physical damage coverage can be removed to cut insurance costs. Liability insurance is still pricey on any vehicle driven by an inexperienced teen driver, but not having to pay for comprehensive and collision coverage will definitely save money.
FAQs
Subaru Impreza Insurance Cost - 2023 Averages + Cheapest Quotes? ›
How much does Subaru Impreza car insurance cost? On average, Subaru Impreza drivers spend $90 each month on state minimum car insurance and $154 per month for full coverage. Compared to other popular cars like the Ram 2500, Cadillac DTS, and Hyundai Tiburon, the Subaru Impreza is 2% less expensive to insure.
Is it expensive to insure a Subaru Impreza? ›Average Cost and Cheapest Companies for Insuring a Subaru Impreza. The average cost of insuring a Subaru Impreza is $1,388 per year. However, your choice of provider can significantly affect this amount.
Are Subarus high in insurance? ›Subaru Insurance Cost
Including both national and regional providers, the average cost of full-coverage insurance for 2022 Subaru vehicles is $1,752 per year or $146 per month. These estimates are right in line with the national average of $1,730 per year or $144 per month across all makes and models.
Subaru Imprezas cost more to insure because they fall into the sports car category for insurance providers. However, your insurance rate might depend on the year and trim level of your Subaru.
Is it true that the newer the car the cheaper the insurance? ›Key Takeaways: Insurance for new cars is usually more expensive because they cost more to repair and have higher values than used cars. USAA, Nationwide and Geico offer some of the lowest rates for both new and used vehicles. Most lenders require full coverage on financed vehicles whether they're new or used.
How much is insurance on an Impreza? ›On average, Subaru Impreza drivers spend $90 each month on state minimum car insurance and $154 per month for full coverage. Compared to other popular cars like the Ford Five Hundred, Lincoln Corsair, and GMC Terrain, the Subaru Impreza is 2% less expensive to insure.
Why is insurance on a Subaru so expensive? ›The high expense could be because it is a sports car with high horsepower — drivers of a sports car may be more likely to engage in risky behavior, which drives insurance costs up. The cheapest Subaru to insure is the Forester, at an average annual cost of $1,064.
Is a Subaru cheaper to insure? ›Subaru vehicles dominate our list of cheapest cars to insure, taking 12 out of 30 available slots. The Subaru Forester tops the list as the cheapest car to insure — Forester drivers enjoy the lowest coverage rates, paying an average of $142 a month ($1,704 a year) for car insurance.
Why is Subaru Impreza so expensive? ›Subaru may not be known for having deep discounts before the pandemic, but a chip shortage has resulted in exceptionally high prices. While there can be incentives to help save buyers money, the fact is that an inventory shortage is making Subarus particularly expensive and exceedingly difficult to find in stock.
At what mileage do Subarus go bad? ›For the matter of “how long do Subarus last,” you can expect to reach around 200,000 to 250,000 miles on your trusty Subaru. Furthermore, Subarus can last up to 10-13 years before requiring a significant amount of work to keep them on the road.
Are Imprezas cheap? ›
The new 2024 Impreza is still the cheapest Subaru you can buy, but it's not as cheap as it was. That's because Subaru has eliminated both the sedan body style and the standard manual transmission, meaning its new starting price of $24,085 is $3270 higher than the cheapest version of last year's Impreza.
Is a Subaru Impreza a low car? ›For starters, the Impreza's 5.1 inches of ground clearance is too low for serious off-roading activities. As a rule of thumb, you'll want a vehicle with at least 8-10 inches of ground clearance, so an SUV or truck is a better fit.
What car class is a Subaru Impreza? ›You may have heard red cars are more expensive to insure. But, according to the Insurance Information Institute (III), the color of the car you drive does not affect the price of auto insurance. Here are some of the factors that help determine your auto premium and what to look for when shopping for car insurance.
Is a 15 year old car too old? ›Although 15 years or more is an advanced age even for vehicles with more than one owner – the average age of vehicles on U.S. highways is about 11.6 years – the Highlander SUV isn't the only model that original owners tend to keep a long, LONG time, based on iSeeCars.com's analysis of more than 650,000 used cars from ...
Is it the older the car the cheaper the insurance? ›Are older cars cheaper to insure? Yes, most older cars are cheaper to insure, especially in terms of comprehensive and collision insurance. Cars lose value as they age, so the potential insurance payouts after an accident drop as well.
Is a Subaru Impreza a reliable car? ›In terms of reliability, the entire Impreza lineup is far from perfect. As per RepairPal, the Subaru Impreza has a reliability rating of 3.5 out of 5.0, about as decent as it gets. When shopping for this compact sedan, you need to know which Subaru Impreza years to avoid to make the most out of your investment.
What is the downside of Subaru Impreza? ›Car and Driver summed up their review by calling the Impreza “a suitable albeit unimpressive compact car.” Negatives included fuel economy, slow acceleration, and a “lousy” manual transmission. Except for the Impreza's all-wheel drive and sure-footedness, Car and Driver didn't have many positive things to say.
What are the negatives of Subaru Impreza? ›Cons: Limited cargo space: The Impreza has a relatively small trunk, which can be limiting for those who need to carry a lot of cargo. Performance: While the Impreza is capable and reliable, it is not known for its high-performance capabilities.